Foreclosure Activity Way Down in New Mexico for Q3, September

By

first_imgHome / Daily Dose / Foreclosure Activity Way Down in New Mexico for Q3, September The Best Markets For Residential Property Investors 2 days ago Foreclosure Activity Way Down in New Mexico for Q3, September Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Financial Regulators Finalize QRM Rule Next: ‘King of Foreclosures’ Arrested, Charged with Bankruptcy Fraud The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Share Save  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Foreclosure, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Default Notices Foreclosure Filings New Mexico RealtyTrac REO Scheduled Foreclosure Auctions 2014-10-21 Brian Honea Subscribe Demand Propels Home Prices Upward 2 days ago October 21, 2014 1,054 Views About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Foreclosure activity plummeted in New Mexico both in the third quarter and in September, according to RealtyTrac’s Q3 2014 Foreclosure Report recently released.The state called the “Land of Enchantment” reported 1,177 foreclosure filings (which include default notices, scheduled foreclosure auctions, and REO activity/lender repossessions) for the third quarter of 2014, a decline of 16.5 percent from Q2 and a drop of 53.2 percent from the same period in 2013 when more than 2,500 foreclosure filings were reported, according to RealtyTrac.Overall in Q3, one in every 765 residential housing units had a foreclosure filing in New Mexico, which ranked the state 31st in the nation, according to RealtyTrac. The national average for the quarter was one foreclosure filing for every 415 housing units.New Mexico’s foreclosure rate for the month of September was much lower than it was overall in the third quarter. For September, the state reported one foreclosure filing for every 2,841 residential housing units, which comprised 4 percent of the nearly 900,000 housing units in New Mexico. That ranked the state 36th in the nation in foreclosure rate for September, according to RealtyTrac.The national average foreclosure rate in September was one for every 1,232 housing units, or 8 percent of all residential housing units in the country. New Mexico’s rate was less than half of the national average for September, according to RealtyTrac.New Mexico totaled only 317 foreclosure filings in September, which was a decline of 33.8 percent from August and a drop of 36.4 percent from September 2013. It was the 15th lowest total of any state in the nation among states that reported data. RealtyTrac reported a total of 106,866 foreclosure filings nationwide in September and 317,171 nationwide for the third quarter. Tagged with: Default Notices Foreclosure Filings New Mexico RealtyTrac REO Scheduled Foreclosure Auctionslast_img read more

The Ever-Growing World of Performing Mortgages

By

first_img The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / The Ever-Growing World of Performing Mortgages As default and foreclosure metrics have receded toward pre-crisis levels for many months, the number of residential mortgage loans that are current and performing has steadily been increasing.The Office of the Comptroller of the Currency (OCC)’s Mortgage Metrics Report for Q3 2016 released on Wednesday indicated that the share of current and performing first-lien mortgage loans rose by nearly one full percentage point over-the-year, from 93.9 percent up to 94.8 percent.The OCC’s Mortgage Metrics Report for Q3 covers approximately 20.4 million residential mortgage loans in the U.S. (approximately 36 percent of all outstanding residential mortgage loans) with $3.5 trillion in principal balances, according to the OCC.With a greater percentage of the country’s outstanding mortgage loans current and performing, the number of foreclosures plummeted by nearly one-fourth in the third quarter in 2016 compared to the same quarter a year earlier. The OCC’s report found that 47,955 new foreclosures were initiated by servicers in Q3 2016, which was 25 percent fewer than Q3 2015.Not only did the number of foreclosure starts decline over-the-year, but the number of home forfeiture actions took a tumble as well. The combined number of foreclosure sales, short sales, and deeds-in-lieu of foreclosure dropped to 32,463 in Q3, an over-the-year decline of 23 percent.One metric that did increase during Q3 was loan modifications, which rose by 3 percent since the same quarter a year earlier (from 34,604 up to 35,642; according to the OCC, “the increase was driven by process enhancements in the loss mitigation program at a major mortgage servicer.”The vast majority of those modifications—nearly 94 percent—were “combination modifications,” meaning the modification included multiple actions (such as a term extension or interest rate reduction) that affect both the affordability and sustainability of the loan. Out of the 35,000-plus modifications performed during Q3, nearly 89 percent of them lowered the monthly payment.Click here to view the OCC’s complete report. Current and Performing Mortgages Foreclosures Loan Modifications OCC 2017-01-04 Brian Honea The Ever-Growing World of Performing Mortgages The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago January 4, 2017 1,694 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Current and Performing Mortgages Foreclosures Loan Modifications OCC Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland.  Print This Post Related Articlescenter_img Share Save Servicers Navigate the Post-Pandemic World 2 days ago About Author: Brian Honea Previous: And the Top-Ranked Metros Are… Next: Housing Shows Strength in Numbers Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Loss Mitigation, News Sign up for DS News Daily Subscribelast_img read more

Fraud in Loan Apps Up in February

By

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Fraud in Loan Apps Up in February Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Fraud in Loan Apps Up in February Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago March 24, 2017 1,128 Views Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago About Author: Scott Morgan Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img  Print This Post Share Save Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: Fraud loans mortgage Previous: Americans Flock to Warmer ‘Burbs Next: CFPB to Amend Equal Credit Opportunity Act in Daily Dose, Featured, Foreclosure, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The frequency of defects, fraudulence, and misrepresentation in the information submitted in mortgage loan applications jumped 4 percent in February. That’s according to First American Financial Corporation, which its latest Loan Application Defect Index Friday. Compared to a year ago, the index increased by 1.3 percent.Compared to January, those overall numbers are reflected in the separate parts of loan apps the index charts. Incidents in refinance transactions increased 3.4 percent, while purchase transactions jumped 2.4 percent. The latter is the same increase seen compared to last year; for refis, incidents are up more than 6 percent from a year ago.Mark Fleming, Chief Economist at First American, cited rising mortgage rates as the reason for the February spike. He said rising rates “continue to put downward pressure on lower risk mortgage refinance activity” and are driving more borrowers to apply for ARMs.“The savings for the consumer can be significant,” Fleming said, “but ARM loan applications have historically had higher defect, misrepresentation, and fraud risk.”The average rate for a 30-year, fixed-rate mortgage was 4.15 percent in February. With the spring buying season ahead, Fleming said the volume of higher-risk applications will grow, and with it will come the increased risk of defects and fraud.Over the last three months, loan application, defect and fraud risk has increased by 5.6 percent on ARM loan applications, according to First American.Wyoming led states with the greatest annual increase in defects on First American’s report. Incidents in Wyoming were up 43 percent from last year. North Dakota saw a 38 percent spike, Mississippi a 32 percent rise, and South Dakota a 31.5 percent rise in incidents. Montana, with a a 26.5 percent hike in incidents, rounded out the five states with the largest year-to-year bump in defects.In individual markets, Raleigh’s 28 percent spike in incidents since last February led the way. No other metros saw near that kind of increase in defects. Birmingham, St. Louis, and Minneapolis all broke 11 percent; and Jacksonville jumped nearly 10 percent.On the other end of the dial, Michigan and Connecticut both reported more than 9 percent decreases in defects compared to last year. New York saw a 7.4 percent drop, while Maryland and California each saw drops of 5.4 percent. Detroit’s 17 percent dip in defect frequency led metros over last year. Louisville and Milwaukee both saw decreases of more than 14 percent, while Austin and Oklahoma City both saw drop-offs of 12 percent compared to last year. Fraud loans mortgage 2017-03-24 Seth Welborn Subscribelast_img read more

Focusing on Home Prices

By

first_img Tagged with: Home Prices S&P CoreLogic Case-Shiller Home Price Index Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected]  Print This Post The Best Markets For Residential Property Investors 2 days ago Previous: The Week Ahead: Will the Fed Raise Rates? Next: A Tug-of-War on Affordable Housing in California Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News, Servicing Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Focusing on Home Prices Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The latest installment of the S&P CoreLogic Case-Shiller Home Price Index will be released on Tuesday, January 29. The S&P CoreLogic Case-Shiller Home Price Indices measures U.S. residential real estate prices and tracks changes in the value of residential real estate both nationally as well as in 20 metropolitan regions.The December 2018 Index, covering all nine U.S. census divisions, reported a 5.5 percent annual gain in October, remaining the same from the previous month. The 10-city composite annual increase came in at 4.7 percent, down from 4.9 percent in the previous month. The 20-city composite posted a 5.0 percent year-over-year gain, down from 5.2 percent in the previous month. Here’s what else is happening in the week ahead:AEI Housing Market Indicators Briefing, Monday, 11 a.m. ESTFirst American Real House Price Index, Monday 10 a.m. ESTCensus Bureau Housing Vacancies and Homeownership report, Tuesday, 9 a.m. ESTMBA Mortgage Applications, Wednesday, 7:00 AM ETNAR Pending Home Sales Index, Wednesday, 10:00 AM ETFed Balance Sheet, Thursday, 4:30 PM ETFreddie Mac Primary Mortgage Market Survey, Thursday 10 a.m. ESTFOMC Meeting Announcement, Wednesday, 2:00 PM ET Demand Propels Home Prices Upward 2 days ago Home Prices S&P CoreLogic Case-Shiller Home Price Index 2019-01-25 Donna Joseph About Author: Donna Joseph January 25, 2019 1,214 Views Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Focusing on Home Prices Servicers Navigate the Post-Pandemic World 2 days ago Share Save Subscribelast_img read more

Measuring Consumer Economic and Housing Market Expectations

By

first_img Measuring Consumer Economic and Housing Market Expectations in Daily Dose, Featured, Government, Market Studies, News Tagged with: Economy Employment Federal Reserve Federal Reserve Bank of New York Home Prices May 13, 2019 1,199 Views The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn Previous: Fannie Mae, Freddie Mac, and the QM Patch Next: The Student Debt Drag on Home Buying Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post Servicers Navigate the Post-Pandemic World 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Economy Employment Federal Reserve Federal Reserve Bank of New York Home Prices 2019-05-13 Seth Welborn Demand Propels Home Prices Upward 2 days ago Inflation expectations declined in April, according to the latest Survey of Consumer Expectations from the Federal Reserve Bank of New York. Additionally, the Fed’s survey revealed that consumer expectations of home-price changes remained stable at their recent low level of 3.0% in April, the fifth consecutive reading at this level.Household income and spending both increased, according to the survey. Median expected household income growth increased slightly from 2.8% in March to 2.9% in April, moving just above its trailing 12-month average of 2.8%. Median household spending growth expectations increased from 3.1% in March to 3.3% in April. Spending growth expectations have been volatile and exhibit seasonality.Fewer Americans are concerned about unemployment as well. Mean unemployment expectations—or the mean probability that the U.S. unemployment rate will be higher one year from now—decreased 1.5 percentage points in April, to 35.7%, and is now 4.9 percentage points below its almost five-year high reached in January.According to the latest Fannie Mae Home Purchase Sentiment Index (HPSI), despite the upbeat economic activity, many are still pessimistic about the housing market.“While home selling confidence remains strong and more consumers on net expect mortgage rates to decline over the next year, respondents walked back some of their buying optimism from March,” said Doug Duncan, SVP and Chief Economist at Fannie Mae. “Improving perceptions of income gains and a softening home price growth outlook should help support housing demand. However, increasing expectations among consumers that mortgage rates will continue to be favorable for some time will likely gain additional support following last week’s Fed meeting – and may also be reducing their urgency to buy.”The consumer outlook on whether now is a good time to sell has remained relatively unchanged, at 43%, but down 2% year over year. Additionally, the net share of Americans who say mortgage rates will go down over the next 12 months increased 5 percentage points to -40%. This component is up 8 percentage points from the same time last year. Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Home / Daily Dose / Measuring Consumer Economic and Housing Market Expectationslast_img read more

Trends in Homeowner Equity

By

first_img in Daily Dose, Featured, Foreclosure, Investment, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 6, 2019 2,789 Views Share Save Related Articles About Author: Seth Welborn Equity Homeowners Negative Equity 2019-06-06 Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Trends in Homeowner Equity Data Provider Black Knight to Acquire Top of Mind 2 days ago Homeowner saw their equity increase year over year while negative equity declined, according to the latest CoreLogic Homeowner Equity Insight report. CoreLogic states that U.S. homeowners with mortgages have seen their equity increase by a total of nearly $485.7 billion since the first quarter 2018, a 5.6% year over year increase. However, negative equity rose in that time as well, but is still down since 2017. CoreLogic data applies only to homes with mortgages, with non-mortgaged properties excluded.”Our forecast for the CoreLogic Home Price Index predicts there will be a 4.5% increase in our national index from December 2018 to the end of 2019,” said CoreLogic Chief Economist Frank Nothaft. “If all homes experience this gain, this would lift about 350,000 homeowners from being underwater and restore positive equity.”The national value of negative equity was up quarter over quarter by approximately $2.5 billion, up to $304.4 billion at the end of the first quarter of 2019. Meanwhile, the total number of mortgaged residential properties with negative equity decreased 1% percent from the fourth quarter 2018 to 2.2 million homes.”The country continues to experience record economic expansion as illustrated by these significant increases in home equity, said Frank Martell, President and CEO of CoreLogic. “Albeit more slowly than in recent years, we do expect further increases in home equity to occur across the nation in 2019.”On average, homeowners experienced a $6,400 increase in equity year over year in Q1 2019. By state, Nevada experienced the highest year over year increase in home equity, with the average increase at $21,000.By metro, CoreLogic called the San Francisco-Redwood City-South San Francisco area the “least challenged” metro, with a negative equity share of all mortgages at 0.67%. Los Angeles saw similar low negative equity shares, at 1.5%. Meanwhile, Miami and Chicago saw higher negativity equity shares of 10% and 8.7%, respectively.Read COreLogic’s complete Homeowner Equity Insight report here. Servicers Navigate the Post-Pandemic World 2 days agocenter_img Previous: Waters: National Flood Insurance Program Remains “At Risk” Next: Wells Fargo CEO Search Narrows Home / Daily Dose / Trends in Homeowner Equity Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: Equity Homeowners Negative Equity Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

Impact of COVID-19 on Minority Homeowners

By

first_img Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Related Articles Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News The Week Ahead: Nearing the Forbearance Exit 2 days ago April 27, 2020 1,066 Views  Print This Post Tagged with: Coronavirus housing market 2020 Sign up for DS News Daily Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago About Author: Mike Albanesecenter_img The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago A report by Zillow shows that minority homeowners have been adversely affected by the impacts of COVID-19. The report states that of 22 million Americans who have filed unemployment insurance claims over the past month, 12.7% of those who lost jobs were Latin, 10.2% were Asian, and 10.1% were African-American. Additionally, non-white household faces a greater renter burden and have less left over for other expenses once they pay their rent or mortgage. White households in the industries hit hardest by coronavirus spent 25.1% of their income on rent, black households spend 28.3% on rent, Latin households are at 30%, and Asian households are just over at 30.6%. “This analysis highlights the financial tightrope many households walk in our vital service industries,” said Skylar Olsen, Senior Principal Economist at Zillow. “While it’s encouraging that many who receive government assistance appear to be on solid footing for a few months, it’s important to remember that some workers will see labor disruptions, such as a loss of hours, that don’t qualify them for these unemployment benefits that are so crucial right now. And if the pandemic were to last beyond the summer, it could have lasting impacts that push many more into housing insecurity.” Zillow added lower-income households could face housing insecurity if workers go without income for two months. The report said only white households would stay within the affordability guideline at 29.4%. Black households would jump to 33.2% of income spent on rent, Latin households to 34.8%, and Asian households to 35.7%. If a worker were to go four months without pay, that would rise to 35.3% for white households and at least 40% for non-white households. Black Knight reported that 3.4 million homeowners or 6.4% of all mortgages in the U.S. have entered into a COVID-19 forbearance plan. This population represents $754 billion in unpaid principal and includes 5.6% of all GSE-backed loans and 8.9% of all FHA/VA loans.This is an increase from Black Knights April 16 data, when more than 2.9 million homeowners, or 5.5% of all mortgages, have entered into COVID-19 mortgage forbearance plans. Coronavirus housing market 2020 2020-04-27 Mike Albanese Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: No Lump Sum Following Forbearance Next: Goldman Sachs Rebounds on Mortgage-Backed Securities Home / Daily Dose / Impact of COVID-19 on Minority Homeowners Data Provider Black Knight to Acquire Top of Mind 2 days ago Impact of COVID-19 on Minority Homeowners The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

The State of Housing Finance

By

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Tagged with: Urban Institute Housing Policy Finance Center Home / Daily Dose / The State of Housing Finance The Best Markets For Residential Property Investors 2 days ago Subscribe Previous: Forbearance Starts Slow But Overall Numbers Remain High Next: Honoring Excellence Among Female Legal Minds Demand Propels Home Prices Upward 2 days ago Historically, buying has always been a better investment than renting, but that may no longer be the case—one of several highlights from the Urban Institute’s Housing Finance Policy Center.Renting may be more economical than buying, and the rates of growth for the highest- and lowest-priced homes are converging—a few key takeaways from the Urban Institute’s Housing Finance Policy Center, authored by several research fellows.Everyone should keep a keen eye on housing affordability in 2021. After several years of low-tier house prices growing at a larger rate than their high-tier counterparts, the two are once again near matching. This is mainly due to a slowdown in the price appreciation among lower-tier homes, a very good thing for first-time homebuyers.Rent is where things get interesting, however. According to Consumer Price Index data, rental growth fell from 3.8% in January 2020 to 2.4% in November of the same year—this is for primary residences only. Coupled with historically low mortgage rates, which are around 2.7% at the time of this writing, the debate between renting or buying is getting heated.When looking at the average price of purchasing lower-tier homes versus renting, the end of 2020 saw a small financial benefit to renting. A $210,000 home purchased with a Federal Housing Administration (FHA) loan, for example, with a 3.5% down payment would cost around $1,765 a month—$10 less than renting. But at the beginning of the year, renting would theoretically be $74 less per month.The low mortgage rates, even compared to lower rents, were more beneficial. But will that continue to be the case?According to housing analysts, mortgage rates will increase in 2021, but home price growth should slow down.The entire report, available at urban.org, “Housing Finance at a Glance, a Monthly Chartbook,” breaks down housing finance trends in areas including:Mortgage Origination Projections & Originator Profitability Total Originations and Refinance Shares Housing Supply Housing Starts and Home Sales Housing Affordability  National Housing Affordability Over Time Affordability Adjusted for MSA Home Price Indices National Year Over Year HPI Growth First-Time Homebuyer Share Comparison of First time and Repeat Homebuyers, GSE and FHA Originations Delinquencies and Loss Mitigation Activity  Negative Equity Share Loans in Serious Delinquency/Foreclosure Forbearance Rates by Channel   The State of Housing Finance Veronica Bradley has covered the consumer packaged goods industry, the tech industry, the healthcare industry, and a few other industries that impact people’s daily lives. When she isn’t researching and writing, she moonlights as an amateur accountant and bookkeeper for a small family brewpub, because unlike most writers, she isn’t afraid of numbers. Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily February 2, 2021 957 Views About Author: Veronica Bradley Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Urban Institute Housing Policy Finance Center 2021-02-02 Christina Hughes Babb in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

38 people on trolleys at hospitals in the Northwest

By

first_img News, Sport and Obituaries on Wednesday May 26th WhatsApp Help sought in search for missing 27 year old in Letterkenny WhatsApp 448 new cases of Covid 19 reported today Three factors driving Donegal housing market – Robinson 38 people on trolleys at hospitals in the Northwest Twitter Hospitals have a lot of ‘catch up’ to do because of the number of in patient appointments that have been cancelled this month to help alleviate overcrowding in Emergency Departments.The Health Minister has promised to reduce waiting times to 15 months by the end of the year.However he admits that large numbers of procedures have been cancelled in the last month as a result of the trolley crisis.Today, 20 people are on trolleys at Letterkenny General Hospital -18 are on trolleys at Sligo Regional Hospital.Minister Leo Varadkar has set a new target of a maximum 18 month waiting time by the middle of this year – reduced to 15 months by year end:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/01/leov1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. By News Highland – January 23, 2015 Pinterest RELATED ARTICLESMORE FROM AUTHORcenter_img Google+ Pinterest Facebook Google+ Twitter Facebook Homepage BannerNews NPHET ‘positive’ on easing restrictions – Donnelly Previous articleUlster return for HendersonNext articleFamily of murdered Shaun Duffy want cold case gardai to take over investigation News Highland Nine Til Noon Show – Listen back to Wednesday’s Programmelast_img read more

Government source claims Donegal’s three smaller councils are under threat

By

first_img Facebook Facebook Pinterest There are further concerns over the future of Donegal’s three smaller Town Council’s this morning.The Donegal Democrat quotes a local Fine Gael source who states that Buncrana, Ballyshannon and Bundoran town council’s could be abolished as part of the review of local government.While there are fears Ballyshannon and Bundoran Town Counci’s could be under threat, only this month another source suggested that Buncrana would most likely be retained and strengthened.Commenting at the time, the Mayor of Buncrana, Nicolas Crosson, said this was consistent with recent comments from the responsible Minister; Phil Hogan:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/11/tc830.mp3[/podcast] WhatsApp Google+ Guidelines for reopening of hospitality sector published Help sought in search for missing 27 year old in Letterkenny Three factors driving Donegal housing market – Robinson Government source claims Donegal’s three smaller councils are under threat 448 new cases of Covid 19 reported today Google+center_img By News Highland – November 24, 2011 WhatsApp Pinterest Calls for maternity restrictions to be lifted at LUH Newsx Adverts NPHET ‘positive’ on easing restrictions – Donnelly RELATED ARTICLESMORE FROM AUTHOR Previous articleUpdated: Family robbed and threatened at gunpoint in BridgendNext articlePringle dismayed at Killybegs library closure: fears for others News Highland Twitter Twitterlast_img read more